I did a friend a favour by using my atm/debit card so she could get a treadmill. Now, I don't HAVE that money, and was assured it would be gotten to me, and myself transported to the bank.
John is still sleeping.
We have to be at the bank, oh, yesterday...
So, it looks like I'll just be owed 20 bucks.
Now, to shower and hope John wakes up.